After an extensive review of the producer’s operations, historic production, marketing, management ability and resources, it is essential to develop a financial picture based on income projections and the needs of the enterprise. Strategic planning is designed to place the producer in the top third of the price range at a local level. Profit margins and financial goals are established in line with risk assessment and the ability of management on the ground.

Good cash flow management is vital to the survival in any business enterprise. It is important to predict any shortfalls early and take measures to reduce or eliminate this problem in advance. Poor timing and lack of sound planning can severely affect profitability.

It is common practice for lending institutions to receive financial information prior to the provision of finance for the season ahead. We are in a good position to provide an independent assessment or advice for the client or the bank concerned.